Summary

Procurement Specialist - reducing Business costs:
Tel. 0161 425 4852 or Mobile 07920 525 941 - E-mail: r.tammam@erauk.net

I am currently an Associate for Expense Reduction Analysts who were founded in the UK in 1992.
This global leader in Cost, Purchase and Supply Management helps company directors, businesses
and other organisations (including Not-for-Profits) save money and improve their bottom line by
reducing costs and enhancing value received from their suppliers.
This expense analysis is all done without reducing the quality of products or services provided by suppliers.
Our clients include Ernst and Young, Volkswagen UK, Pilkington Glass, Carillion, NHSBT, Harrow
School, ADAS, Lombok, Burger King, Hilton Hotels, Pizza Hut, Paul Smith and many more.

Expertise


Cost, Purchase and Supply Management including finding savings for clients in areas such as Bank
Charges, Cash In Transit/Handling, Cash Processing and Merchant Card costs. I will also bring in
fellow Specialists that cover over 150 other cost areas as relevant via our no-savings : no-fees
offering or via a Fixed Fee offering, whichever our clients prefer.

Cost savings and improved profits for companies and organisations including areas such as Bank
Charges, Cash Handling costs, Cash Processing fees, Merchant Card charges, Car Leasing,
Insurance, Business Rates, Stationery, I.T. Consumables, Photocopiers, Travel, Print, Factory
Consumables, Engineering Consumables, Industrial Supplies, PPE, Chemicals, Gases, Packaging,
Communications, Mobile Phones, Electricity, Gas, Water, Postage, Couriers, Domestic and
International Freight & Distribution and many more areas.

Experience

  • EXPENSE REDUCTION ANALYSTS

    Director
    - Current
    EXPENSE REDUCTION ANALYSTS
  • HSBC

    Financial Adviser
    2008 - 2010
    Providing medium and large businesses as well as business owners/directors professional financial advice and advice on cost savings for Protection, Pensions and Investments products and services.
  • Barclays Wealth

    Financial Adviser
    1997 - 2008
    Advising high net worth individuals and businesses on matters including Protection, Pensions and Investment Planning.

Education History

  • Schooldays

    William Hulme Grammar School
    1982 - 1987
  • College

    Bury Metropolitan College
    1987 - 1989
  • University - Business Studies

    Birmingham City University
    1989 - 1992

Qualifications

FPC 1,2 & 3: CEMAP: Advanced Pensions: Advanced Personal Investment Planning and Advice: Advanced Business Investment Planning and Advice: Dip PFS: Long term care insurance diploma:

Clubs and Associations

I am a member of the Personal Finance Society and the Society of Mortage Professionals.
I am a practising Freemason and raise money for various Charities.

Interests and Hobbies

Manchester United season ticket holder:
Lancashire Cricket Club supporter:

Email Ray

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