I work as a completely independent source of finance for businesses, property investors and property developers. I source funding from the whole of the market, and maintain relationships with all those Banks and specialist lenders who are currently active.

Key Commercial Finance Solutions Ltd is proud to be a full member of the NACFB (National Association of Commercial Finance Brokers) who provide voluntary regulation and a code of practice to the commercial finance market. Our practices and formalities are managed in a manner consistent with the guidelines laid out by the NACFB.

Please contact me on 07825 200100 or


I can advise and provide funding in the following areas.

COMMERCIAL INVESTMENT PROPERTY: Clients whom buy or own commercial property and let some or all of the property for rent.

RESIDENTIAL INVESTMENT PROPERTY: Clients who own portfolios of residential property which they rent to tenants on ASTs ( assured short hold tenancies ). These portfolios may be owned by the clients personally, or through a limited company. We can assist on Buy to Let properties also.

COMMERCIAL MORTGAGES: Available to businesses and companies who own commercial property from which they operate their own business.

DEVELOPMENT FINANCE: The High Street Banks are virtually closed to this type of lending. We access finance through a number of specialist lenders for most types of schemes including residential and commercial development, which can be speculative for both investment and for sale.

SHORT TERM PROPERTY FINANCE (“BRIDGING FINANCE”): To support investors and developers with a wide variety of property transactions that the mainstream banks do not wish to be involved with. This can be against empty or problematic property pending a sale or future tenancy, and may involve light or major structural refurbishment works. Significant future uplifts in value as works are completed or tenants are installed are often a feature of these transactions, enabling a large profit to accrue to the client.

CASH FLOW FUNDING: Overdrafts, invoice finance and factoring provided for businesses and corporates requiring working capital funding. This may also include stock finance.

TRADE FINANCE: Specialist and often complex credit lines available for importers and exporters.

ENTERPRISE FINANCE GUARANTEE LOANS: Clients who lack sufficient security but otherwise have a viable business, both existing and new, can benefit from a government support by way of a guarantee to a Bank for 75% of a proposed loan. This may enable a Bank to lend money in circumstances which otherwise would mean a decline. Additionally, there are some invoice finance and asset funders whom are able to access the scheme.

BUSINESS PURCHASE: Often a complex arena where our in house business planning and accountancy function can assist greatly in obtaining finance for a business acquisition.

MANAGEMENT BUY INS ( MBIs ), MANAGEMENT BUY OUTS ( MBOs ), PHEONIX SITUATIONS AND BUSINESS RESTRUCTURING: Specialist finance exists for all of these circumstances, and our in house business planning expertise adds considerable support and value to these.


  • Key Commercial Finance Solutions Limited

    Business Development Manager
    - Current
    Key Commercial Finance Solutions Limited
  • HSBC Bank Plc

    Commercial Manager
    100+ Employees 1998 - 2012
    Worked for HSBC Bank initially on the management programme after lleaving University. I worked in a variety of roles and locations in the North West Region. Over the last 10 years I was involved in commercial and corporate lending and account management.
  • Key Commercial Finance Solutions Limited

    Business Development Manager
    1 - 5 Employees 2012 - Current
    Key Commercial Finance Solutions Limited

Education History

  • Business and Leisure Management

    Salford University
    1998 - 2000

Clubs and Associations


Interests and Hobbies

Keen golfer and regularly attend the gym. I have a young son who I devote alot of my free time to.

Email John

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