Summary

I specialise in wealth management, which covers saving for retirement, lump sum and regular investments, inheritance tax planning and personal and business protection which includes life and critical illness cover and income protection.

I aim to provide a personal, friendly and professional service to my existing clients and have capacity for new clients. H.E. Financial Services is my business and I represent St James's Place Wealth Management  who are a FTSE-100 company with total funds under management of around 56 billion.

I have worked in the financial services sector for over 25 years, initially on the administration side, and have provided financial advice for around 20 years.

 

 


Expertise


Retirement planning both pre-retirement and at retirement

Equity-related Investments both lumps sum and regular

Inheritance Tax Planning

Personal and Business protection which includes life cover, critical illness cover, income protection, keyman cover and shareholder protection


Experience

  • HE Financial Services Ltd

    Director
    1 - 5 Employees 1998 - Current

    1988 to 1994 employed at Munro-Greenhalgh in Ramsbottom initially as an administrator and then as an advisor

    1994 to 1996 as an adviser at Royal Bank Of Scotland covering four branches in the Wigan area

    1996 to 1998 as an adviser at Bradford and Bingley in Oldham

    1998 to date - H.E. Financial Services initially as an employed advisor and then I became director of the business, along with another colleague who has since retired, so I'm now the managing director


Education History

  • Secondary Education

    Turton High School
    1981 - 1986

Qualifications

Various qualifications in Financial Planning achieved over many years

It is my intention to undergo further examinations to get to Chartered Status


Clubs and Associations

I am a member of The Personal Finance Society and proudly represent St James's Place Wealth Management


Interests and Hobbies

I'm a keen football fan and of sports in general, unfortunately now only as a spectator due to an ageing body!

I play golf at a local club to a reasonable standard with a handicap of 9.

I have two teenage sons who both play football and I enjoy watching them play.

I'm renovating a house which keeps me busy in the small amount of spare time I have.

 


Email David

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