• Invoice Finance
  • Factoring
  • Invoice Discounting
  • Asset Finance
  • Cashflow
  • Business Finance
  • Business Loans


I am an Invoice and Asset Finance expert with hands on experience, developing networks and generating leads both in the UK and Australia. Most recently my priorities have focused on identification and development of large scale, national referral partnerships, both inside and outside of the finance sector.

Acting as a Fintech advocate, I have driven customer centricity and innovation within my organisation to better serve the often neglected SME sector. These activities have involved travelling internationally to learn from lenders in other markets and competitor analysis both inside and out of UK.

Please contact me on 07392 198 345 to discuss referral partnerships opportunities or funding options for your business.


  • Henry Howard Cashflow

    Regional Director North
    100+ Employees 2017 - Current
    Henry Howard Cashflow
  • Scottish Pacific Business Finance

    Group Marketing Manager
    2016 - 2017
  • Bibby Financial Services

    Commercial Development Manager
    100+ Employees 2013 - 2017
  • Lloyds TSB Commercial

    Commercial Relationship Manager
    100+ Employees 2010 - 2013


1st Class BA Honours in Business

Clubs and Associations

ABFA Memeber

NACFB Member

Email Michael

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