Do you have up to date valuations for your Jewellery? Or any valuations?? Ever had that diamond ring or Rolex watch valued?
JRC would like to stress the importance of having an up-to-date valuation for your Jewellery, especially with the significant rises in the price of gold and diamonds. 
It seems that more people are sadly being robbed of their personal possessions. Insurance valuations that were written perhaps a few years ago, have lost their validity and need to be updated.
So why should you have your Jewellery documented and valued?
On majority of home and contents insurance, the single artlcle limit (SAL) is around £1,500. Any item of Jewellery or watches that YOU believe is worth more that the SAL must be specified at the appropriate retail value.
The valuations provide proof you had the item(s), and proof of their value. Without this you may end up with an unfair settlement and no way of proving it. Also, the valuation reports will increase your chances of being successfully recovered by the Police.
It is understandable that it seems like an unnecessary expense to always have your Jewellery valuation updated every few years; however, imagine the scenario; you have your diamond engagement ring stolen, you think you are covered on your insurance to make a valid insurance claim pertaining to the £5,000 value you think your diamond ring is worth, only to be told that as you have no up to date valuations the claim amount will only be for the SAL and significantly lower than what you had thought. JRC continuously deal with countless number of claims that policy holders struggle to find any proof of ownership at all. Whilst at the time it seems unnecessary this will keep your Jewellery at the retail value that it is worth TODAY. 
Call JRC on 020 7430 0073 for more infomation and speak to one of our friendly team.